Compensation Disclosure

We are typically paid a percentage of the total premium, excluding tax, as commission compensation for the service which we provide.

Our commission levels range from a low of 3% in respect to home and auto insurance to a high of 30% for surety; we perform many of the administrative functions of an insurance company in respect to commercial liability and surety insurance, with the exception of claims administration and our commission levels include a provision for these functions within the numbers shown above.

We also manage the distribution of executor liability insurance through licensed insurance agents and brokers nationally, and we pay a sales commission to those agents and brokers.

We may undertake speciality underwriting projects on what is termed Fee for Service arrangements; in these cases, we will negotiate the applicable fee with the client in advance of the project.